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Finding the Right Auto Insurance
Taking the time to understand auto insurance concepts, like the difference between “collision” and “comprehensive” coverage, can be frustrating when you are trying to shop on your own and you just want to know what kind of protection you will get. That’s why we prioritize communication with clients, so our agents can translate industry terms into coverage explanations that give you the knowledge to make the best decisions for your life.
Auto Insurance Information
Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.
Auto insurance can provide property, liability and some medical coverage:
- Liability coverage pays for legal responsibility to others for bodily injury or property damage after an accident.
- Comprehensive and collision coverage pay for damage to your vehicle minus any deductible chosen.
- Medical payments coverage or Med Pay pays for the treatment of injuries you or your passengers suffer in a car accident regardless of who was at fault.
An auto insurance policy is comprised of many different kinds of coverage. Most states require you to buy some, but not all, of these coverages. If you’re financing a car, your lender may also have requirements.
We’re your neighbors here in Sparta, NC. We’re here to help you understand the options available with each company and make the best choice for you. We offer auton insurance policies in North Carolina, Virginia, and Tennessee.