Life Insurance

A death in the family is not only emotionally devastating, it can have a tremendous impact on future financial security. Suddenly, without the deceased’s income, paying the mortgage or providing for a child’s college education may become much more difficult. That where life insurance comes in.

From knowing the amount of coverage you need to understanding how your medical history factors into your term or whole life insurance plan, there’s a lot of ground to cover. We sit down with you to get a full understanding of your present situation as well as anything you foresee coming down the road, such as the birth of a child or a shift in your finances.

Life insurance provides money directly to the individuals you select, your beneficiaries, who can use the money as they see fit, including:

• Replacing lost income
• Covering basic living expenses
• Paying household debts, estate taxes and funeral expenses
• Funding a child’s education
• Supplementing retirement savings